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Financing Through Hearth

Build now.
Pay over time.

Rates in under two minutes. Funding in 1–3 days. No home equity required, no prepayment penalty, and no credit impact to check your options.

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Home · Resources · Financing

2 min

Rate Check

$250k

Max Loan

1–3 days

Funding Speed

Financing Through Hearth

Fast, Fixed, No Surprises

We partner with Hearth to get customers financed without the paperwork marathon. Rates in under two minutes, funding in 1–3 days, no prepayment penalty, no home equity required, and no credit impact to check your options.

01 Speed

Rates in Under 2 Minutes

Check your personalized rate and monthly payment options in minutes — no credit score impact, no paperwork to gather up front.

02 Funding

Money in 1–3 Days

Once you're approved, loans typically fund in one to three business days. Up to $250,000, fixed monthly payments, no prepayment penalty.

03 Flexibility

No Home Equity Required

Hearth loans don't require home equity and work for most project types — ag, commercial, residential, or personal. We'll introduce you when you're ready.

Common Questions

Hearth Financing FAQ

Quick answers to the questions buyers ask most about financing through Hearth. Important to know up front: Hearth is a completely separate entity from NatMar. We don't profit from you using Hearth — we pay for the service so customers have another option to help turn their dream into reality.

How fast can I get financed?
Rate check runs in under two minutes. Most approved loans fund in one to three business days.
How much can I borrow through Hearth?
Up to $250,000, with fixed monthly payments and no prepayment penalty.
Will checking my rate hurt my credit score?
No. Hearth shows you personalized rates without a credit hit. You only commit when you decide to apply.
Do I need home equity?
No. Hearth loans don't require home equity, which is a relief for ag clients and new landowners alike.
Can I roll concrete and site work into the loan?
Yes. Hearth covers most project costs, including concrete, site prep, insulation, and trim.
What if Hearth isn't the right fit?
Many customers use their local bank or come ready with a loan from elsewhere. NatMar doesn't benefit from you using Hearth — it's simply a tool we offer to give you as many options as possible.
Does NatMar make money from Hearth?
No. NatMar doesn't benefit financially from you using Hearth. We pay for the service so we can offer customers another financing path. The application, approval, and loan terms are entirely between you and Hearth — NatMar is not involved in any part of the financing itself.

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